You must read the following Terms of Use (the "Terms of Use") carefully before proceeding to access or use the information on this Site: group.pingan.com  (the “Site”). Your proceeding to access or use the information on the Site shall be deemed to constitute your agreement to be legally bound by the Terms of Use. Your access or use of any such information on the Site shall be subject to the most current version of the Terms of Use at the time of such access or use. You must regularly review the Terms of Use and any additional terms posted on the Site.

The Terms of Use constitute a legally binding agreement between Ping An Insurance (Group) Company of China, Ltd.  ("PAG") and you.

The information and materials on the Site shall not be regarded as an offer, solicitation, invitation, advice or recommendation to buy or sell any investment or securities. In particular, the information and materials on this website are not for distribution and do not constitute an offer, solicitation or recommendation to buy or sell any investments in the United States of America ("US") and Canada to or for the benefit of US persons and persons of Canada (in each case, as defined in the offering documents of the relevant investment products). The investment products mentioned on this website may not be suitable for all investors. Before making any investment decision, investors should take into account their own circumstances including but not limited to investment objectives, investment experience, financial situation and particular needs. The information and materials contained on this website are not and are not intended to provide professional investment or other advice. Investors should understand the nature, terms and risks of the relevant investments and refer to the relevant offering documents, and obtain appropriate professional advice (where necessary), before making any investment decision.

The information and materials contained on the Site is provided for information only and should not be used as a basis for making business or investment decisions. Any advice or information received via the Site should not be relied upon without consulting primary sources of information and obtaining specific professional advice. PAG accepts no liability for any loss or damage arising directly or indirectly from action taken, or not taken, in reliance on information or materials contained on the Site. In particular, no warranty is given that economic reporting information, materials or data is accurate, reliable or up to date. The information and materials are provided without obligation and on the understanding that any person who acts upon it or changes his or her investment position in reliance thereon does so entirely at his or her own risk.

Due to the risk that the Site may be subject to interruption, transmission blackout, delayed transmission due to internet traffic, or incorrect data transmission due to the public nature of the internet, the information contained in the Site may be incomplete, altered or tampered with, and may not present the complete and accurate information. In no event shall PAG be liable for losses of any kind suffered or incurred as a result of the reliance on the information contained in the Site.

If content has been distributed by electronic transmission, such as e-mail, then such transmission cannot be guaranteed to be secure or error-free as information could be intercepted, corrupted, lost, destroyed, arrive late or incomplete, or contain viruses.

PAG makes no representation or warranty of any kind, expressed, implied or statutory regarding the Site or the information or materials contained or referred to in the Site. To the extent permitted by law, PAG hereby expressly excludes and disclaims any condition, representation, warranty or responsibility of any kind relating to the information and materials, whether expressed or implied, by statute or otherwise, including and without limitation any such condition, representation, warranty or responsibility regarding the title, fitness for a particular purpose, merchantability or standard of quality of the information and materials, that they will be accurate or free of errors or omissions, that they will not infringe any third party rights, that they will be available and uninterrupted at any particular time, free of computer viruses, adhere to any particular performance standards or that any instruction to or information requested from the Site will be acted upon, delivered to or received by you in any time or at all.

PAG shall not be liable for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from your access or use of the Site including any loss, damage or expense arising from, but not limited to, any defect, error, fault, mistake or inaccuracy with the Site, its contents, or due to any unavailability of the Site or any part thereof or any contents.

PAG may provide hyperlinks from the Site to other sites for information purposes only. PAG accepts no liability for any loss or damage arising directly or indirectly (including consequential loss) from the accuracy or otherwise of information or materials contained in such sites or loss arising directly or indirectly from defects with such sites. The inclusion of hyperlinks by PAG to sites does not imply any endorsement by PAG of the material on such sites.

PAG does not warrant that any communications from or to the Site will be sent to you or received by PAG nor does PAG warrant the privacy and/or security of such communications during transmission.

You acknowledge that to the extent allowed by law, any personal information collected from you by PAG from time to time can be used and can be disclosed by PAG in accordance with the Privacy Policy published in the Site (as amended from time to time).

You acknowledge that PAG or its affiliated company owns the trademarks, logos and service marks displayed on the Site and you may not use the same without prior written consent from PAG.

The copyright of all contents of the Site (including and without limitation, the text, graphics, links and sounds) belongs to PAG and no part of the same may be modified, reproduced, copied, distributed or published in any way without prior written consent of PAG.

The information and materials contained on the Site are not intended for access or use in certain countries where such access or use will be prohibited by the applicable laws. You are solely responsible for identifying, observing and complying with the applicable restrictions in such countries.

The Terms of Use are governed by and shall be construed in accordance with the laws of the Hong Kong Special Administrative Region of the People's Republic of China ("Hong Kong"). You hereby agree to submit to the exclusive jurisdiction of Hong Kong.